Get approved for your first home with confidence.
No jargon. No guesswork. Just a clear, step-by-step path from your first question to the keys in your hand.
30 min · No obligation · Vancouver-based
Your first home, made possible
Meet your broker
Andy Wai
Mortgage Specialist · Originator Licence #503569
I help first-time buyers in Vancouver cut through the noise, comparing options across lenders, weighing the pros and cons of each, and giving you the clear information you need to make a confident decision.
Before becoming a broker, I spent years at one of Canada's Big 5 banks as an Advisor, Manager, and Analyst, so I know exactly how lenders think, and how to make your application stand out.
- BCFSA · Licensed Sub-Mortgage Broker
- UBC · Mortgage Brokerage in BC Cert.
- UVic · Bachelor of Commerce
Husband, dad, and bedtime-story enthusiast.
Book a free call with AndyWho this is for
Buying your first home in Vancouver shouldn't feel impossible.
If you've been saving, researching, and quietly wondering whether you'll ever actually qualify, this is for you. We work exclusively with first-time buyers, so every conversation, calculation, and strategy is built around where you are right now.
Sound familiar?
Most first-time buyers feel stuck before they even start.
Mortgage talk feels like another language.
Stress tests, amortization, fixed vs. variable, nobody explained any of it.
You're worried about making the wrong call.
A single bad decision could cost you tens of thousands over the years.
There are too many lenders, rates, and opinions.
Every site says something different. It's hard to know who to trust.
You don't even know where to begin.
Bank? Broker? Pre-approval? Down payment? You just want one clear path.
How it works
Three steps from question to keys.
A simple, guided process. No surprises.
- 01
Initial consultation
A free 30-minute call. We listen to your goals, walk through your finances, and answer every question.
- 02
Get pre-approved
We prepare your application, shop 40+ lenders, and lock in a pre-approval so you can house-hunt with certainty.
- 03
Secure the right mortgage
We negotiate the best rate and structure for your situation, then handle the paperwork through to funding.
What you get
Clarity, better rates, and a process that actually feels good.
You don't need to become a mortgage expert. You just need someone in your corner who already is, and who only works with first-time buyers.
Access to 40+ lenders
Big banks, credit unions, and monoline lenders, we find the one that fits you.
Clear guidance, every step
We explain every number, every clause, in plain English.
A simplified process
One point of contact. One checklist. Zero confusion.
Confidence in your decision
Know exactly what you're signing, and why it's the right move for you.
Proudly partnered with
And 40+ lender partners, including
Try it yourself
What could your monthly payment look like?
A quick estimate using Canadian semi-annual compounding. For your real number, personalized to your situation, let's hop on a 30-minute call.
Principal + interest, estimated
- Mortgage amount
- $788,715
- CMHC insurance
- $23,715
- Down payment
- 10.0%
Estimate only. Doesn't include property tax, strata, or home insurance.
Talk to Andy about your real number"We had no idea where to start. After one call, we had a plan and a pre-approval within a week."
"I'm self-employed and three banks said no. They found a lender that said yes, at a better rate."
"Everything was explained clearly. Zero pressure. I actually understood what I was signing."
Your first home is closer than you think.
Book a free, no-pressure consultation. Walk away with a clear plan, whether you work with us or not.
Free · Confidential · No obligation